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Sanlam around the world

The Sanlam Group has a direct presence in 11 African countries, India, Malaysia and with niche businesses in certain developed markets. We have the largest Pan African footprint of insurance groups based on number of countries and contribution to the overall consolidated Group.

Sanlam around the world

The Sanlam Group has a direct presence in 11 African countries, India, Malaysia and with niche businesses in certain developed markets. We have the largest Pan African footprint of insurance groups based on number of countries and contribution to the overall consolidated Group.

South Africa

Sanlam is the second-largest insurance group in South Africa, providing integrated solutions in all aspects of insurance and related financial services through an extensive distribution network.

www.sanlam.co.za

Africa

We have a presence in 10 countries on the continent – Botswana, Namibia, Malawi, Kenya, Tanzania, Zambia, Ghana, Nigeria, Uganda and Swaziland.

India

Our partner in India, the Shriram Group, is a leading financial services group in India and one of the country's most respected brands.

www.shriramcapital.com

Malaysia

Sanlam has partnered with a leading niche short-term insurer in Malaysia – our first venture in the South East Asia region.

www.pacific-orient.com

United Kingdom

Sanlam UK has holdings in several companies involved in financial services. Our vision is to be a leader in wealth management in the UK.

www.sanlam.co.uk
www.spi.sanlam.co.uk

Switzerland

Sanlam Private Wealth has a majority stake in Summit Trust International, a fiduciary and tax business servicing the needs of high net worth individuals around the world.

www.summittrustgroup.com

United States

Sanlam Investments has partnered with Centre Asset Management to provide investment and risk management products to individual and institutional clients in the US.

www.centreasset.com

Australia

Sanlam Private Wealth has a stake in Calibre Investments, which delivers investment solutions to both private investors and corporate clients.

www.calibreinvest.com.au

Botswana

Sanlam has a 54% stake in Botswana Insurance Holdings Ltd (BIHL) – the 4rth largest listed company on the Botswana Stock Exchange. Operations include life insurance, short-term insurance, investment management, and credit services through Letshego Holdings.

www.bihl.co.bw

Ghana

Holding 19% of the market, Enterprise Life Assurance Company (ELAC) is Ghana's most decorated and awarded life insurance company. Sanlam has a 49% stake in ELAC.

www.enterprisegroup.net.gh

Kenya

Sanlam offers corporate and individual insurance products via Pan Africa Life, investment management via Pan Africa Insurance Holdings (PAIH) and credit services through Letshego Holdings.

www.pan-africa.com

Malawi

NICO Holdings, of which Sanlam is a shareholder, is a leading financial services organisation in Malawi. NICO Holdings has interests in life insurance, general insurance, investment management, and credit and banking.

www.nicomw.com

Mozambique

Sanlam owns a stake in NICO Mozambique Vida (a subsidiary of NICO Holdings Limited). The company is focused on selling individual life products and also provides pension funds management.

www.nicovida.co.mz

Namibia

A wholly independent Namibian financial services institution, Sanlam Namibia offers life and investment products to individuals and groups. Investment management is offered through SIM Namibia, in which Sanlam holds an 86% stake. Credit services are offered through Letshego Holdings.

www.sanlam.com.na

Nigeria

A wide range of life and investments products are provided via FBN Life Assurance in Nigeria in which Sanlam holds 35%.

www.fbninsurance.com

Swaziland

Sanlam Investment Management Swaziland is a subsidiary of Sanlam Investment Management and offers a broad range of portfolios for institutional investors such as corporate entities, retirement funds, long-term and short-term insurers, medical schemes and individual investors.

Tanzania

Sanlam holds a 64% stake in African Life Assurance, the leading life insurer in Tanzania. It also owns 41% of NICO Tanzania, which offers short-term and general insurance products. Credit services are offered through Letshego Holdings.

www.nikoinsurance.co.tz

Uganda

Sanlam Life Insurance Uganda is a wholly-owned subsidiary of Sanlam providing individual and group life products, and medical insurance. Sanlam owns 61% of NIKO Uganda, which offers short-term and general insurance products. Credit services are offered through Letshego Holdings.

www.sanlam.co.ug

Zambia

Sanlam has a 70% stake in African Life Assuarance, which is the leading life insurer in Zambia. Sanlam also owns 62% of Nico Zambia which offers short-term and general insurance products. Credit services are offered through Letshego Holdings.

www.african-life.com.zm

Before we get started...
Investment Warning: Your Capital is at Risk

However you invest your money, there’ll always be an element of risk connected with it; whether that’s erosion in real terms against inflation or loss of value as a result of a change in the markets.

Depending on the nature and spread of your investments you should always be prepared to accept the associated degree of risk and volatility. For instance, you should be aware and accept that the greater potential your investment strategy has for growth, the greater potential also for falls in the value of your holdings. Your capital is at risk and you may lose all of your money. It is important that your Wealth Planner properly assesses your appetite for risk and capacity for financial loss with you so that together you can build an appropriate risk strategy; one that is suited specifically to your needs.

Investing involves risk and the value of investments and the income from them may fall as well as rise and are not guaranteed. Investors may not get back the original amount invested.