Insights
11 December 2018
Pension freedoms: a success?
Pension freedoms offer the flexibility needed for a long retirement, but you may need expert financial advice to get it right.
Have you noticed a recent surge in the number of pensioners powering down your local high street in Lamborghinis? Probably not, but that was the concern when new pension freedoms were introduced in April 2015.
Insights
06 December 2018
The after effects of the US ‘sugar rush’
We’ve all experienced the consequences of a sugar rush: lethargy, sluggishness and plenty of volatility. But can the same principles be applied to economies and their own versions of artificial stimulus?
Technical View
03 December 2018
Changes to the ISA regulations from 6 April 2018
Previous complicated rules and lack of general understanding about ISA legislation in the event of the death of an ISA holder means spouses/civil partners do not always utilise the ISA Additional Permitted Subscription (APS) they are entitled to on the death of the first spouse/civil partner.
News & press
30 November 2018
Sanlam UK’s Hannah Gooch-Peters receives Young Investment Woman of the Year Award
Hannah Gooch-Peters, Investment Operations Analyst at Sanlam UK, has been named Young Investment Woman of the Year at the Investment Week Women in Investment Awards.
Insights
29 November 2018
Why Brexit needn’t keep us awake at night
How we feel about Brexit very much depends on one’s perspective. Regardless on the lens through which you view this fascinating chapter in our country’s history, one thing remains true - since the day of the referendum itself, there is very little most of us can do to control the outcome.
Market Outlook
29 November 2018
Capital protection is key as global growth slows
As 2018 draws to a close, we’re taking a slightly more defensive position on behalf of our clients, with capital protection underpinning many of our investment decisions. Here we explain why we’ve further reduced our exposure to equities, and what we see as the key risks to economic growth going forward.
Insights
02 November 2018
Autumn Budget 2018
Despite Halloween looming, there was no Hammond House of Horrors. The Chancellor’s third Budget confirmed two things we already knew: more money for the NHS and a promise of more spending to end austerity.
Market Outlook
01 November 2018
Rising bond yields: Friend or foe?
Traditionally, when bond yields rise equity markets fall as investors take advantage of higher returns for less risk. And in the last few weeks, we’ve seen just that. US interest rates increased, bond yields followed suit and equity markets became agitated.