Planning for life events


We don’t always know what the future holds, but we can make sure our finances are prepared for whatever happens. We provide financial care for every stage of your life, whether you’re planning to get married, buy a home, saving for education fees or planning your retirement.

We’ll work with you to decide what’s most important and arrange your money so that you and your loved ones can enjoy a secure future. Follow the below icons to learn more about some of the major life events we can help you prepare for.

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A service that’s right for you


Managing money isn’t just about the markets or computer algorithms, it’s about people too. That’s why our whole approach is based on understanding your unique requirements. Only then will we craft a service that works for you. This highly personalised approach to creating wealth is what gives us the name Wealthsmiths.

Whether you’re seeking to invest for the long-term or need advice on a mortgage or an insurance policy, we will work with you to create the service you want. Learn more about some of the services we help can help you with.

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Knowledge Hub

A western alternative to belt and road and expected rate rise

A western alternative to belt and road and expected rate rise

Welcome to our weekly newsletter, where we summarise the key market developments over the last seven days.
Going green: the rebranding of “big oil”

Going green: the rebranding of “big oil”

With the shift to renewables gaining momentum, the oil and gas (O&G) industry is under pressure to decarbonise, while price volatility and the rising cost of exploration and extraction have compounded their woes. In response, O&G companies are seeking to diversify their business models to focus on long-term growth. In the first of our Megatrends series, we ask whether this re-brand will work.
The Future of the NHS

The Future of the NHS

Following our recent Future of Healthcare event, we caught up with Rosemary Leonard to understand more about the future of our NHS. We know that technological advancements are coming, but the costs may be prohibitive. So how can the public help the NHS prosper and overcome the challenging times ahead?
Future of Healthcare event

Future of Healthcare event

Covid-19 accelerated a digital revolution in how we receive healthcare. Within weeks of lockdown we were booking and attending virtual GP appointments. But that is just the start. On Thursday 3 June we spoke to practising GP and healthcare journalist, Rosemary Leonard about the ways developing technology and AI will shape healthcare in the future.
Why haven't markets rewarded company results?

Why haven't markets rewarded company results?

The first quarter was favourable for equities; companies generally beat earnings expectations, in some cases quite strongly. Recovery is well underway, helped by Covid vaccines and an influx of cash to American pockets courtesy of the Biden administration. So why then are outperforming equities reaping so little reward from their stock prices?
The future of healthcare: AI changes everything

The future of healthcare: AI changes everything

In the lead up to our 'Future of Healthcare' virtual event, we take a look at the rapidly growing areas of artificial intelligence in the healthcare industry and how they will change how we access healthcare in the future.
Tech retreats as PM and Hancock deny mistakes

Tech retreats as PM and Hancock deny mistakes

Welcome to our weekly newsletter, where we summarise the key market
The science of retirement

The science of retirement

To help people understand exactly how much they will need in retirement, financial advisers are using technology to supplement their own financial expertise with software that models cash flow for decades ahead.
Bitcoin falls further as China cracks down on cyptocurrencies

Bitcoin falls further as China cracks down on cyptocurrencies

Welcome to our weekly newsletter, where we summarise the key market developments over the last seven days.
Why retail won’t save the high street

Why retail won’t save the high street

Following our recent Invested in the Future event, the Future of Cities, we sat down with Andrew Carter to understand more about what can be done to rejuvenate our city centres and bring them back to the prosperity they once enjoyed.
US backs plan to suspend Covid-19 vaccine patents

US backs plan to suspend Covid-19 vaccine patents

Welcome to our weekly newsletter, where we summarise the key market developments over the last seven days.
Earnings potential is promising; but will inflation hinder recovery?

Earnings potential is promising; but will inflation hinder recovery?

The economic upturn is coming along nicely; an increasing number of people have been vaccinated against Covid-19 and investors seem confident that recovery will take hold. But will an abundance of positive sentiment backfire in the form of inflation?
The Future of Cities

The Future of Cities

On the surface, the pandemic seems to have had a devastating effect on cities. Is the upheaval of the past year a doomsday toll for the world’s urban areas? Or simply a symptom of living with Covid? On Thursday 29 April, Samantha Simmonds, sat down with Chief Executive of Centre for Cities, Andrew Carter to discuss how urban living will look in the future.
Biden announces second stage of his economic plan

Biden announces second stage of his economic plan

Welcome to our weekly newsletter, where we summarise the key market developments over the last seven days.
“We believe there is no greater responsibility than helping people to achieve their financial goals.”
Jonathan Polin CEO, Sanlam UK

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The value of investments and any income from them can fall and you may get back less than you invested.