Wedding savings calculator

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Our wedding savings calculator can help ensure your finances are in check and ready for your dream wedding. Simply enter your budget and how much you’ve already saved into the calculator to find out whether the big day is within reach.

I am looking to save
I have in current savings
I am looking to save every
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What is inflation?
Inflation measures how much the costs of everyday goods and services go up over time and as a result, how much the value of money goes down. For example, in 1960 you could buy an average house for around £2,500, while today the average house price is nearly 100 times more expensive. That’s why investing your money can help preserve your long-term spending power.

So if you want to save up for something several years in the future, it might be worth linking your monthly savings above to inflation to give you a more realistic idea of how long it will take you to reach your goal. If your savings goal is shorter-term, you might choose to link your savings to today’s value.

I will be saving for
I would like to put my savings in a

Lower risk - This type of strategy may be attractive for people wanting to protect their savings while offering room for their money to grow. Investments in this category carry risk but seek to minimise it.
Medium risk - This type of strategy is designed to grow money steadily over the long term. These strategies carry risk, and usually invest in a mix of different assets to diversify the risks of investing while still growing investors’ money.
Higher risk - Higher risk strategies can be considered for investors seeking to grow their savings significantly over the long-term. While these strategies increase the opportunity for growth, investors must be able to cope with more significant falls in the value of their savings, while remaining focussed on their long-term goals.

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You will meet your target

You will fall short of your target

You will fall short of your target

Based on your data and our calculations you will save

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You’re on track to achieve your dream wedding. But have you thought about the honeymoon and how you will structure your finances together? We can help ensure a lifetime of stress-free money management – talk to us today.

You're almost there! Contact us to find out how we can make your wedding dreams a reality. The big day is within reach, but you may need to make some adjustments to reach your target.

You’ve still got some way to go, but we’re here to help. You may have to increase how much money you save each month or adjust your investment approach to make your dream wedding a reality. 

Talk to an expert

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You can find out more about the UK’s saving habits and what we think about investing in our latest research report.


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  • Important information about the calculator

    These figures are only illustrative and provide only a simple snapshot of your investments.  It is not a personal recommendation based on your individual financial circumstances. The illustration is no substitute for regulated financial advice.

    The value of investments and any income from them can fall and you may get back less than you invested. Past performance is no guide to future returns.

    This illustration shows the potential value of your investments in today's prices, adjusted for inflation.  We assume inflation to be 2% per annum.

    Other financial assumptions are

    • 2% Low growth rate before inflation

    • 5% Mid growth rate before inflation

    • 8% High growth rate before inflation

    • 0.5% Annual investment management charge

    The level of contributions, investment returns, management charges, tax factors, inflation and period of investment will all affect the value of your investments.  As such, these figures are not guaranteed.

    These figures do not take account of income tax, including tax relief on pension contributions, capital gains tax or pensions annual or lifetime allowances. No account is taken of any State Pension you may be entitled to.

There are lots of numbers to think about when you’re planning a wedding. What date will it be on? How many people will you invite? How many tiers will there be on the cake? With the average cost of a wedding in the UK now at around £30,000*, saving for the big day can seem like a daunting and expensive task.

Tips on how to save for a wedding

Whether you opt for a wedding package or arrange the event yourself, it’s important to set a budget and stick to it. It’s helpful to create a list of everything you’ll need spend money on – from the venue and the honeymoon to outfits and entertainment. Don’t forget to account for those little extras such as invitations and wedding favours, which can soon add up.

Once you’ve set the budget, you’ll need to make sure you’re saving enough each month to cover wedding costs. Prioritising which aspects of the big day mean the most to you will help you decide where you can adjust your budget if needed. It’s vital to be realistic about what you can achieve and how much you can afford to put away each month. The sooner you start saving, the more manageable the process will be.

If you find you’re not quite on track, then you might need to increase the regular contributions you make to the wedding fund. Our financial planners can help reduce stress by working with you to arrange your finances and ensure money is the least of your worries by the time the big day arrives.  

Committing to a financial future together

Getting married is a new start and a perfect time for you to think about your finances together. Although this can seem overwhelming, our advisers are here to help you every step of the way, guiding you through difficult decisions so that you can focus on this new chapter in your life.

We’ll also help you think about organising your money after you’re married. Merging your finances is a big step and it’s important to seek professional and impartial advice. We can guide you through a step-by-step process, so that you can make sure you’re both comfortable before you share your money.


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The value of investments and any income from them can fall and you may get back less than you invested.