You’ve found your dream home – now what?
Buying a new home can be an exciting yet complex journey. It’s important to take stock of all the costs involved at the start of the process to ensure you avoid any surprises along the way.
We offer a wealth of mortgage expertise to help you purchase your dream property. Our ‘whole of market’ approach provides you with access to a comprehensive range of UK lenders. By tailoring our strategy to your circumstances, we can find the best deal to suit you.
Buying your first home
Stepping onto the property ladder for the first time can be daunting. We’ll help make the process as smooth as possible by ensuring you are aware of all your mortgage options. Our mortgage planning team will be on hand to answer any questions you have along the way.
Buying a second home
Whether you’re looking to buy your dream holiday home or boat or boost your income with a buy-to-let property, Sanlam offers a range of mortgage options to help you get started. We’ll give you expert advice about the deals best suited to your needs and help you understand your legal and tax responsibilities if you are becoming a landlord.
Moving home or remortgaging
Although moving home is often a stressful experience, we can help make the journey as smooth as possible. We’ll help you find a mortgage at competitive rates or transfer your current mortgage to a new property. We can also guide you through the process of remortgaging an existing property and put in place a loan that’s right for you.
Unlock value from your home
If you’re looking to release equity from your home, our specialist team of wealth planners can help. Our equity release clients are often looking for an additional source of retirement income. They are typically ‘asset rich’ individuals who own their own home, but ‘cash poor’ in terms of the money they have access to. Whatever you need money for, we can help you rearrange your finances to unlock value from your home.
Are you on track to buy your dream home?
We know that buying a home is one of life’s biggest decisions. Whether you’re a first-time buyer or looking to purchase your dream holiday home or boat, it’s important to keep track of what you can afford. Our savings calculator will help you work out if your ideal home is within reach or whether you’ll need to make some adjustments to meet your property goals.
Visit our What’s your number? page to find out how proper financial planning can help you pay for the things that matter most to you.