There’s no place like home
Many of us aspire to own a property, whether it’s somewhere to call home or an addition to an existing property portfolio. Sanlam offers a wealth of mortgage expertise and will guide you through the process of purchasing your ideal property.
We take a ‘whole of market’ approach to our mortgage planning service, providing you with access to a comprehensive range of UK lenders. By tailoring our approach to your circumstances, we can find the best deal to suit your situation.
Buying a property for the first time can be daunting. We aim to make the journey as smooth as possible by ensuring you are fully informed about your mortgage options. Our mortgage planning team will be on hand to discuss your requirements and answer any questions you may have along the way.
Buying a second home
Whether you’re looking to buy your dream holiday home or boost your income with a buy-to-let property, Sanlam offers a range of mortgage options to help you get started. We provide expert advice about the mortgage deals best suited to your needs and help you understand your legal and tax responsibilities if you are becoming a landlord.
Moving house or remortgaging
Moving home can be a stressful time, and we’re here to make the transition as smooth as possible. We can help you find a mortgage at competitive rates or help you transfer your current mortgage to a new property. We can also guide you through the process of remortgaging an existing property and put in place a loan that’s right for you.
Sanlam’s mortgage advice is not just limited to helping you purchase a property. We have a specialist team of wealth planners dedicated to helping people release equity from their home.
Our equity release clients are often looking for an additional source of retirement income. They are ‘asset rich’ individuals in terms of owning their own home, but ‘cash poor’ in terms of the money they have access to. We can help you realign your financial arrangements to unlock value from your home.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Our typical mortgage advice fee is £500, but we may charge more or less than this amount depending on individual circumstances.
To understand the features and risks of an equity release mortgage, please ask for a personalised illustration.