Personal financial planning

How we can help you:

• Creation of a personalised financial plan

• Avoid unnecessary tax expenses

• Manage your financial plan for inheritance tax

• Help build up your pension savings

• Comprehensive insurance solutions

• Hands-on personal financial planning team
   

What our personal financial planners can help with:

• Tax

  Without a financial plan, tax can have a dramatic impact on your wealth. Yet by using the right strategy, you can avoid unnecessary expenses. We can help you make the most of all your annual allowances and tax-free structures, including ISAs, as well as other government-approved tax-free structures like enterprise investment schemes and venture capital trusts.

• Pensions

  Your pension can provide you with the financial freedom to enjoy later life without having to worry about money, bills and running out of funds. While you’re working and earning, we can help you build up your pension savings and reach your personal goals with help from the right investment strategy. Then, when you’re ready to retire, we can guide you through the various options for drawing down your benefits.

• Estate planning

  Our financial planners help you understand the implications of inheritance tax (IHT) on your estate and how to plan accordingly. We work collaboratively with highly qualified external professionals to ensure all the right structures are in place to meet your goals.

• Family protection

  At atomos, we understand that events such as death or illness can take their toll on family life. We help you find the best ways to protect your wealth whatever comes your way. We aim to alleviate the emotional burden by providing comprehensive insurance to protect the interests of you and your family, tailoring our solutions to your needs.

• Managing your income

  We enable you to take control of your personal income by helping you formulate spending plans and budgets. We are sensitive to the needs of different types of clients, such as those who are recently divorced or retiring soon, and can guide them through what is often a difficult time in their lives.