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Our Specialist Range

The Versatile Investment Portfolio 

Tax efficient investment flexibility

Some people just don’t want a simple “off the shelf” investment solution. They have existing share portfolios, particular needs or certain financial interests that vary from the norm.

If you have a lump sum to invest and want greater control and flexibility over your investment choices, our Versatile Investment Portfolio might just be for you. Unique in the UK, it allows you or your Investment Manager to invest into in a wide range of “allowable assets" (such as shares, gilts and regulated collective investment schemes) appropriate to meeting both your needs and your risk profile, whilst potentially offering you a number of additional taxation and financial planning benefits depending on your personal circumstances. 

Protecting your money through the generations

The Versatile Investment Portfolio can be a useful tool to help you and your financial adviser with your inheritance tax planning and the efficient transfer of your wealth to your intended beneficiaries by means of legal trusts.

Trusts are complicated and you should always talk to your financial adviser before following this path. We do all that we can to provide all the necessary support and guidance for them to assist you properly. 

Some things to consider

There’s no minimum investment term attached to the Versatile Investment Portfolio but you should only really consider it as an option if you are looking to invest your money for the medium to long term (ideally 5 years or longer). You may get back less than what you put in as returns are not guaranteed. As with any investment of this type, before you make any decisions you need to think about your tax position now and when you’re likely to need your money; this is where your financial adviser can help. 

Please Remember...

Past performance is no guarantee to future performance. The value of investments can fall as well as rise and you may not get back the amount originally invested.

Sanlam Investment and Pension’s products are designed to enable clients to invest through a range of options. These options are primarily linked to stock-market performance and are not guaranteed. Please note that past performance is no guarantee to future performance. Capital is at risk and the investment return may be less than the amount originally invested.

Investing involves risk and the value of investments and the income from them may fall as well as rise and are not guaranteed. Investors may not get back the original amount invested.