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The OneSIPP 

Putting you in control of your investments and your future

Sanlam’s OneSIPP is a retirement savings vehicle which firmly puts you in the driving seat when it comes to making investment decisions whilst giving you flexibility and control as to how and when you decide to enjoy the benefits you have built up.

An award winning Self Invested Pension Plan, the OneSIPP has been designed to be as flexible as possible, within the HM Revenue & Customs’ guidelines. This means whilst you have a wide range of options to invest in, such as shares, gilts and commercial property, we will not knowingly allow investments which may incur a tax charge. Guidance on what you are allowed to invest in within your OneSIPP can be found ‚Äčhere.


 

Flexibility in retirement

When you decide to take your benefits, you can choose to take part of your pension fund and leave the rest invested, use your entire fund to provide you with an income or take all of your fund as a cash lump sum. To figure out what is best for you taking into consideration your personal circumstances you should consult your financial adviser.
 

Some things to consider

If you’re transferring existing pension funds into the OneSIPP, any benefits or guarantees which applied to your previous pension scheme, for example a Guaranteed Minimum Pension, will be lost. 

Please Remember...

Past performance is no guarantee to future performance. The value of investments can fall as well as rise and you may not get back the amount originally invested.

Sanlam Investment and Pension’s products are designed to enable clients to invest through a range of options. These options are primarily linked to stock-market performance and are not guaranteed. Please note that past performance is no guarantee to future performance. Capital is at risk and the investment return may be less than the amount originally invested.

Investing involves risk and the value of investments and the income from them may fall as well as rise and are not guaranteed. Investors may not get back the original amount invested.