>

Please feel free to get in touch

Insights

Point of View


Point of View. It's about the 'here and now'. Creating awareness, understanding and conversation. 

It's topical, relevant and we hope it helps. If you would like to receive a roundup of Point of View on a monthly basis, please subscribe.

Point of View

19 September 2017

Protecting your portfolio from inflation

Cynthia Bowring looks into methods to mitigate inflation's impact on your portfolio

Cynthia Bowring looks into methods to mitigate inflation's impact on your portfolio

More Full article

18 September 2017

From Runway to Revenue

Sanlam’s take on some fashionable investments

Sanlam’s take on some fashionable investments

More Full article

15 September 2017

M&A – what’s the big deal for investors?

Headline-hitting deals when one company merges with or acquires another can leave investors wondering what it all means for them.

Headline-hitting deals when one company merges with or acquires another can leave investors wondering what it all means for them.

More Full article

01 September 2017

An alternative to buy-to-let

Those who want to invest in bricks and mortar don’t have to be restricted to residential buy-to-let. Commercial property offers a good alternative

Those who want to invest in bricks and mortar don’t have to be restricted to residential buy-to-let. Commercial property offers a good alternative

More Full article

21 August 2017

Inflation: Why we expect little change in the medium term

We take a look at UK inflation

We take a look at UK inflation

More Full article

18 August 2017

The escalating cost of further education

We look into the escalating cost of further education

We look into the escalating cost of further education

More Full article

15 August 2017

Why managing risk is essential for longer-term returns

We take a look at managing risk for longer-term returns

We take a look at managing risk for longer-term returns

More Full article

24 July 2017

The rise of the Asian consumer

We take a look at the rise of the Asian consumer

We take a look at the rise of the Asian consumer

More Full article

11 July 2017

Time to join the blockchain gang?

We look into blockchain – the technology behind Bitcoin

We look into blockchain – the technology behind Bitcoin

More Full article

06 July 2017

How to help your children onto the property ladder

We look into ways that parents can help first time buyers.

We look into ways that parents can help first time buyers.

More Full article

19 June 2017

If risky assets had a right to higher returns, then they wouldn’t be risky

We look at why higher asset prices bring along higher risks for less reward.

We look at why higher asset prices bring along higher risks for less reward.

More Full article

06 June 2017

How to protect your business

Entrepreneurs need to put business protection in place – as much of their personal wealth and future prosperity is wrapped up in the company.

Entrepreneurs need to put business protection in place – as much of their personal wealth and future prosperity is wrapped up in the company.

More Full article

05 June 2017

What is Ethical Investing

More people are asking about how to invest ethically, could it be that in the next 15 to 20 years it will become the new mainstream?

More people are asking about how to invest ethically, could it be that in the next 15 to 20 years it will become the new mainstream?

More Full article

18 May 2017

Do markets really care about the politics?

Do Financial Markets really care about politics? Matthew Brittain explores the connection.

Do Financial Markets really care about politics? Matthew Brittain explores the connection.

More Full article

15 May 2017

Live long and prosper

Amid increasing life expectancy and rising retirement ages, saving earlier and more effectively is becoming even more important

Amid increasing life expectancy and rising retirement ages, saving earlier and more effectively is becoming even more important

More Full article

08 May 2017

8 things you need to know about inheritance tax

Increasing numbers of people will become liable for inheritance tax payments

Increasing numbers of people will become liable for inheritance tax payments

More Full article

11 April 2017

New Tax Year, Your New ISA Allowance

Do you have savings or investments held in accounts which are not Individual Savings Accounts (ISAs)?

Now is the time to consider moving your money as 6th April marks the start of a new tax year and with it a new ISA allowance for all eligible UK adults.

More Full article

10 April 2017

What is Discretionary Fund Management?

We look into Discretionary Fund Management and the role of a Discretionary Fund Manager

We look into Discretionary Fund Management and the role of a Discretionary Fund Manager

More Full article

30 March 2017

Brexit Divorce proceedings have begun

So we’ve finally done it. Article 50 has been triggered

So we’ve finally done it. Article 50 has been triggered and the process of untangling our 40 year relationship with the EU has begun

More Full article

28 March 2017

Europe: a continental conundrum

With fears of a possible Marine Le Pen victory in the upcoming French presidential election

With fears of a possible Marine Le Pen victory in the upcoming French presidential election making headlines almost daily, we take a step back for an objective look at Europe – a region whose economic clout collectively rivals that of the US.

More Full article

17 March 2017

Tax-free Dividend Allowance change

Many business owners and investors were surprised when the Chancellor announced a reduction in the Tax-free Dividend Allowance

Many business owners and investors were surprised when the Chancellor announced a reduction in the Tax-free Dividend Allowance

More Full article

06 March 2017

Be aware – pension deadlines approaching

The end of the tax year is fast approaching, giving rise to a few important pension-specific deadlines that are worth noting.

The end of the tax year is fast approaching, giving rise to a few important pension-specific deadlines that are worth noting.

More Full article

06 March 2017

Time to act; the ISA 5th April countdown has begun

Now is the time to take advantage of the ISA allowance for 2016/17 before it expires at midnight on the 5th April.

Now is the time to take advantage of the ISA allowance for 2016/17 before it expires at midnight on the 5th April.

More Full article

03 March 2017

Shale (Re)-revolution?

Following the oil crisis 12 months ago, crude oil has recovered.

Following the oil crisis 12 months ago, crude oil has recovered back to a comfortable price in the mid fifties and has pretty much fallen off the radar of the average investor.

More Full article

07 February 2017

Trumponomics: the good, the bad and the ugly

Donald Trump may have only just arrived at the White House, but he’s certainly making his presence felt.

Donald Trump may have only just arrived at the White House, but he’s certainly making his presence felt.

More Full article

26 January 2017

Gold may need more than Trump to be great again

Even though gold has been used to preserve wealth for over 5000 years,

Even though gold has been used to preserve wealth for over 5000 years, it still polarises investors.

More Full article

24 January 2017

Equity markets: overpriced or on the money?

The price of equity markets has been a talking point for many months

The price of equity markets has been a talking point for many months, with numerous investors concerned there could be a correction just around the corner.

More Full article

24 January 2017

Traversing bumpy roads

We explore sound investment pathways for these unpredictable times

We explore sound investment pathways for these unpredictable times

More Full article

19 January 2017

Will ‘Trumponomics’ change the global economic landscape?

How ‘Trumponomics’ will play out for the US and global economy is yet to be seen

How ‘Trumponomics’ will play out for the US and global economy is yet to be seen

More Full article

09 November 2016

Sanlam’s response to Donald Trump’s US election victory

Sanlam's response to the US elections

Sanlam's response to the US elections

More Full article

14 October 2016

Pension freedom, or pension paralysis?

Unsure how best to plan for your retirement? Read on here.

Pension freedom, or pension paralysis? An interesting study reveals all…

More Full article

23 September 2016

Are you prepared for the unexpected?

What’s the secret to health, wealth and happiness? Read more here

Read our 6 tips to consider when reviewing your critical illness and life insurance needs.

More Full article

08 September 2016

Are you failing your children?

Do your children understand the value of money?

Read our guide on 6 ways to help your children to learn about money…

More Full article

25 August 2016

Saving for your children’s education

It’s GCSE results day today, read our guide on saving for your children’s education

It’s GCSE results day today. Have you been thinking about your children’s education? Read on to find out why it’s never too early to start saving.

More Full article

12 August 2016

Investing for Income

Are you making the most of your savings? Read more here.

Do you know how the cut to interest rates affects your savings? Read on here…

More Full article

20 July 2016

Is your life insurance policy written in trust?

If not, then watch out for inheritance tax.

This week's Point of View looks into what to consider and how advice could help

More Full article

14 July 2016

Brexit: What next for those who are about to retire?

How do you start to prepare?

We take a closer look in this week's Point of View

More Full article

15 June 2016

Brexit: Time to Vote

The referendum on the UK’s future in the EU is suddenly upon us and the British public vote on whether or not they want to stay in the EU next week.

What could Brexit mean for the UK? Read more here

More Full article

09 June 2016

8 Things to know about pension rules

Are you making the most of your pensions? Our article may help answer this

Pension laws are constantly changing and it can be tricky to keep up. We hope this helps

More Full article

03 June 2016

How to correct a shortfall in your pension before you reach retirement

Is your savings pot on track for retirement?

Do you know how to correct a shortfall in your pension before you reach retirement? Read on here...

More Full article

26 May 2016

Health checks: your health impacts on your financial plans

What’s the secret to health, wealth and happiness?

When was the last time you had a health check? Investing in a health check is something many of us fail to do and yet shouldn’t it be considered a priority? Find out how a financial adviser could help you with this…

More Full article

20 May 2016

The Queen’s Speech: Our pension savings will be better protected

How will the Queen's speech affect you?

The Queen delivered her annual speech this week and pensions were clearly on her agenda, read more here on how this may affect you

More Full article

13 May 2016

Join us in the fight against cancer

Find out how you can get involved with Go Dad Run 2016 here

Sanlam’s Go Dad Run isn’t about racing and winning, it’s about men, colleagues and families uniting, having fun and doing something positive.

More Full article

05 May 2016

The truths about today’s retirement…

An alarming number of non-retired women over the age of 60 are not prepared for their retirement according to our latest research

Do you feel prepared? More information in this week's Point of View.

More Full article

01 July 2015

Archive

We have plenty more for you...

Read our previous editions of Point of View

More Full article

Investing involves risk and the value of investments and the income from them may fall as well as rise and are not guaranteed. Investors may not get back the original amount invested.